Finance Options

Business Loans

Do you have restrictions on your cash flow that are stunting your growth?

Is your cash flow restricting your plans for expansion?
Do you need a fast and effective solution?
Access to low rates from major loan providers as low as 2.5%
Fixed monthly payment throughout term.
Greater flexibility is also offered: personal assets can be used as collateral for a business loan, meaning finance can be secured to grow a business in its early stages.
Improve cash flow within 24 hours
Flexible early repayment options
Unsecured and secured options available

Asset Finance

Are you buying equipment and would like to split the cost into affordable monthly payments?
Has your accountant advised you on the benefits of a lease or hire purchase agreement?
Are you overpaying on your current finance agreements?
Why not release equity from equipment you already own?
Low rates with access to over 30 lenders
All payments are 100% tax deductible with finance leasing
Pay monthly over a fixed term between 1-7 years

Property Finance

Are your existing providers taking too long to give you feedback?
Are you having to jump through endless hoops? And give endless amount of paperwork?
Speedy turnarounds
Competitive rates
All types of property can be used as security
Multiple properties can be used as security
Access to a number of funding sources
Industry specialists

Revolving Credit Facilities

Funds are readily available
Only pay interest on what you draw down
Draw and repay at will
Large facilities (£1m+) available
Unsecured and secured options available

Merchant Card Funding

Quick decisions
Varied credit options available
Approvals based of monthly PDQ (Card machine) usage
Variable repayments based of a percentage of the monthly card sales
Repayments will track the performance of the business
High approval rates

Debt Refinancing & Debt Consolidation

Turn multiple loan repayments into one single repayment
Likely lower interest rates, especially when consolidating unsecured debt
Interest only options available
Less impact on monthly cash flow
Unsecured and secured options available

Invoice Finance

Is your cash flow restricting your plans for growth? Do you need a quick and cost effective solution?
- Do your customers have lengthy payment terms?
- Do you waste time chasing late paying customers?
- Is your cash flow suffering as a result?
- Easy and fast access to cash on outstanding invoices
- Reduce the risk of late payments and bad debts
- Avoid cash flow constraints by bridging the gap with invoice finance
- Facilitate earlier payment to your supplier

Trade Finance

Do you generate more than £2,500 in cash sales each month? Do you want to raise funds against your card sales?
- Because you only set up trade finance when you actually have an order to fund, you are never paying for funds you don’t need
- Better cash flow management by ensuring that every order is paid upfront, and that your suppliers are similarly paid when you need them to be – but allowing you to pay for those supplies on your own terms – you take charge of your finances and ensure there are no surprises
- Never miss a deal, If you have a viable purchase order or are making a purchase yourself for supplies you need, you can use trade finance to get things moving, even if you don’t have the cash in your account

Business Credit Cards

Build business credit
Easily manage your daily business expenses
Distribute business cash availability to employees
Gain business rewards for daily spending through points schemes

Management Buy Out (MBO) Finance

Is your bank taking too long to give you a decision? Are you having to provide endless stacks of paperwork?

Easy and simple to arrange
Confidentiality can be maintained
High chance of success
Secured and unsecured options available

Ready to get started?

It's fast, free and simple!

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Phone Us

01473 553 430

No obligation, free open discussion. Alternatively, click apply to start your application.

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Jones & Co Finance is a trading name of RJCJ Financial Ltd.

We are not authorised or regulated by the Financial Conduct Authority. We are a broker, not a lender.

We are proud Members of the National Association of Commercial Finance Brokers, the NACFB, and adhere to their Minimum Standards and Code of Practice.

CONTACT US

01473 553 430
support@jonesandcofinance.com

RJCJ Financial Limited
(T/A Jones & Co Finance)
Bennett Corner House,
33 Coleshill Street,
Sutton Coldfield England,
B72 1SD

Registered in England and Wales. Company number: 10784725.

Our Data Protection Register number is ZA469851.

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