You need to nurture your business in order for it to flourish. It’s our passion to find the perfect finance solution that allows you to realise your goals.
A Traditional Approach to Business Finance, Centred Around Your Success
Built on a long heritage of business finance, we’re cutting out the over-complicated processes and injecting the human aspect back into business finance in Birmingham.
By working with Jones & Co, you’ll have people by your side every step of your finance journey. You can browse some of our finance options below. Let’s get this right, together.
Our Finance Services
Products 1 -
Business Loans
Business Loans
Unsecured/secured business loan facilities for any purpose.
Motivated by passion, our boutique finance partnerships are designed to be tailored specifically to your needs; there is no one-size-fits-all finance solution.
We’ll take the time to get to know you, your business and your needs, before connecting you to the right funding at the right time.
Our team of dedicated relationship managers have one job – to find you the perfect commercial finance product.
By asking the right questions, taking the time and fully underwriting your business, we’re able to find you the perfect funding options in the quickest possible time.
Bringing decades of experience into funding businesses, we believe that there’s the right financial solution out there for every business.
A conversation on what matters most: Trust, Delivery & Results
Hear what it’s really like to work with us from Olive & Barr
In this candid conversation, Rory, our Managing Director, sits down with Al from Olive & Barr to talk about their finance journey with Jones & Co. It’s not just a testimonial, it’s a genuine discussion about what it takes to grow a business and how the right finance partner can make all the difference. Al shares how we supported his business, and why the relationship still stands strong today.
If you’re wondering what it’s like to work with us, this is a good place to start.
If you’re in need of capital outside of the traditional banks then these guys are the best. I have used them several times over the past 10 years and they have always delivered. And they go the extra mile. If there is a problem they fix it. I could not recommend them more highly.
We work closely in conjunction with Rory & Lula on a daily basis, facilitating funding solutions for our clients. The service received is exemplary and our relationship will only strengthen based upon this. Look forward to working together for many years to come.
Alternative Lending: Why Banks Are Bottlenecking Growth (And What To Do Instead)
Banks have become gatekeepers instead of growth partners.
For thousands of UK businesses, this simply isn’t sustainable. Banks have become painfully slow, inflexible, and increasingly out of touch with how modern businesses actually operate.
As funding pipelines dry up, alternative lending is stepping in to do what traditional finance won’t: actually support ambitious SMEs. It’s not just a trend, it’s a shift. A massive, long-overdue rebalancing of power in the business finance world; a lifeline for UK businesses who need access to capital NOW, not three months after the opportunity’s disappeared.
How Asset Finance is Powering Manchester’s Industrial Growth
Manchester is booming.
From Trafford Park to Ancoats, and from Wythenshawe to Salford Quays, this city’s business scene is alive with ambition
And it’s not just talk.
Industrial take-up is up, equipment investments are rising, and manufacturers are expanding. But here’s the catch: growth costs money.That’s why more Manchester businesses are ditching the wait-and-save approach and turning to asset finance to move faster, smarter, and without risking their working capital.
Merchant Finance: The Smarter Way to Fund Your Business
Let’s face it – traditional finance is broken. Or at the very least, it’s too slow, too rigid, and too obsessed with credit scores to be useful to the average business owner who just needs cash, quickly, without the faff.
That’s why merchant finance has been gaining traction across the UK. It’s flexible, fast, and surprisingly fair. This form of funding is quietly becoming a go-to lifeline for UK businesses, particularly those that take the bulk of their payments by card.
But what exactly is merchant finance, and why are so many switched-on businesses turning to it? Let’s break it down.
Why Asset Finance in Birmingham Is Gaining Momentum in the Construction Sector, and How Jones & Co Are Supporting the Surge
Birmingham is entering a new era of regeneration, with the construction sector standing at the forefront. Fuelled by major developments such as the £3 billion Sports Quarter, the demand for flexible and accessible funding is growing rapidly and asset finance is emerging as a critical solution. At Jones & Co, we are supporting this surge by offering tailored alternative finance options that empower businesses to grow.
Jones & Co Partners with Bizcap to Launch the UK’s First Ever Unsecured Revolving Credit Facility
Say goodbye to cash flow worries and hello to a world of opportunity. Jones & Co has become the first broker in the UK to partner with Bizcap and bring their Business Line of Credit to British SMEs, a revolutionary product offering funds at your fingertips whenever you need them.
Interest Rates Drop: What It Means for Borrowers and Finance Providers in the UK
Big news this week: the Bank of England is expected to nudge the base interest rate down from 4.5% to 4.25%. It’s the latest in a series of cuts designed to give the UK economy a much-needed boost.
But what does this actually mean for everyday borrowers, businesses, and the finance providers behind the scenes? Let’s take a closer look.
How UK Businesses Can Survive Global Tariffs in the Trump Trade Era
In the last week or so, U.S. President Donald Trump announced a series of tariffs impacting global trade, including a 10% tariff on all British exports to the United States.