Business finance,

Banks have become gatekeepers instead of growth partners.

For thousands of UK businesses, this simply isn’t sustainable. Banks have become painfully slow, inflexible, and increasingly out of touch with how modern businesses actually operate. 

As funding pipelines dry up, alternative lending is stepping in to do what traditional finance won’t: actually support ambitious SMEs. It’s not just a trend, it’s a shift. A massive, long-overdue rebalancing of power in the business finance world; a lifeline for UK businesses who need access to capital NOW, not three months after the opportunity’s disappeared. 

Manchester is booming.

From Trafford Park to Ancoats, and from Wythenshawe to Salford Quays, this city’s business scene is alive with ambition 

And it’s not just talk.

Industrial take-up is up, equipment investments are rising, and manufacturers are expanding. But here’s the catch: growth costs money.That’s why more Manchester businesses are ditching the wait-and-save approach and turning to asset finance to move faster, smarter, and without risking their working capital.

Let’s face it – traditional finance is broken. Or at the very least, it’s too slow, too rigid, and too obsessed with credit scores to be useful to the average business owner who just needs cash, quickly, without the faff.

That’s why merchant finance has been gaining traction across the UK.  It’s flexible, fast, and surprisingly fair. This form of funding is quietly becoming a go-to lifeline for UK businesses, particularly those that take the bulk of their payments by card.

But what exactly is merchant finance, and why are so many switched-on businesses turning to it? Let’s break it down.

Birmingham is entering a new era of regeneration, with the construction sector standing at the forefront. Fuelled by major developments such as the £3 billion Sports Quarter, the demand for flexible and accessible funding is growing rapidly and asset finance is emerging as a critical solution. At Jones & Co, we are supporting this surge by offering tailored alternative finance options that empower businesses to grow.

Say goodbye to cash flow worries and hello to a world of opportunity. Jones & Co has become the first broker in the UK to partner with Bizcap and bring their Business Line of Credit to British SMEs, a revolutionary product offering funds at your fingertips whenever you need them.

Big news this week: the Bank of England is expected to nudge the base interest rate down from 4.5% to 4.25%. It’s the latest in a series of cuts designed to give the UK economy a much-needed boost.

But what does this actually mean for everyday borrowers, businesses, and the finance providers behind the scenes? Let’s take a closer look.

In the last week or so, U.S. President Donald Trump announced a series of tariffs impacting global trade, including a 10% tariff on all British exports to the United States.

The latest Spring Statement from the Labour government has left many business owners feeling uncertain about the future.

In this blog, we explore how this funding solution can help you meet your deadlines and keep your business moving forward.