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This means that, whatever your requirements are, we’re able to connect you with the right lender at the right time for the right price.
Everything we do is tailored to your organisational needs. It’s our job to find the perfect finance option for you.
Business loans can either be secured or unsecured.
A secured loan is pledged against a valuable asset, such as your property or equipment.
An unsecured loan doesn’t require you to put up tangible collateral, it depends solely on your organisational/personal circumstances, credit history, loan term and amount.
Our team will get to know you and your business, discuss your options and help you decide what kind of business loan is best in your situation.
We recognise that every business is different and meeting the requirements/timeframes of a lender that lends based on tangible security isn’t always easy, and may require valuations/legals. An unsecured loan is a highly flexible and speedy way to raise capital without needing any tangible assets.
Jones & Co have strong working relationships with a whole spectrum of lenders, allowing us to deliver fast unsecured business loans. Due to the nature of unsecured loans, they are quick to arrange and, in some instances, an enquiry will come through in the morning and we will be able to deliver client funds the same day.
A secure business loan or secured debt is helpful when you wish to lock in a lower interest rate on your finance, and typically is used for larger amounts of capital, where an interest-only period or otherwise is required.
Property or business assets can be used as collateral, this counterbalances risk to the lender. Drawing funds against an asset means more security, with more security comes more lender comfort, allowing you to access capital quickly at a reduced rate of interest.
If you’re looking to access a secured business loan, Jones & Co are the best choice you can make.
Business loans inject the capital your business needs to meet its objectives.
Our lenders offer flexible repayment plans, tailored to you.
Business loans are a better alternative with fixed monthly repayments.
Built on a long heritage of business finance, our traditional approach is centred around you, your business and your needs.
No algorithms, no over-complicated process, no complex application forms, just our people, taking the time to get to know you and your business, before using our highly knowledgeable and creative underwriting techniques to connect you to the right funding at the right time.
There are a few key steps to follow when applying for a business loan:
You absolutely can! Your options will be somewhat limited with bad credit, but by partnering with business loan specialists, like our team at Jones & Co, you’ll be able to secure funding even with bad credit.
Getting a business loan can be a daunting process, but it need not be. To make the process easier, we highly recommend talking to a qualified and experienced broker, like Jones & Co.
An unsecured business loan allows your business to take out a loan without having to provide specific asset security. Great for businesses with no assets, or ones that don’t want to put assets up as security. Generally interest rates will be higher with an unsecured loan.