Business Finance News

News

Why Asset Finance in Birmingham Is Gaining Momentum in the Construction Sector, and How Jones & Co Are Supporting the Surge

Birmingham is entering a new era of regeneration, with the construction sector standing at the forefront. Fuelled by major developments such as the £3 billion Sports Quarter, the demand for flexible and accessible funding is growing rapidly and asset finance is emerging as a critical solution. At Jones & Co, we are supporting this surge by offering tailored alternative finance options that empower businesses to grow.

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Jones & Co Partners with Bizcap to Launch the UK’s First Ever Unsecured Revolving Credit Facility

Say goodbye to cash flow worries and hello to a world of opportunity. Jones & Co has become the first broker in the UK to partner with Bizcap and bring their Business Line of Credit to British SMEs.

Offering funds at your fingertips whenever you need them.

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Interest Rates Drop: What It Means for Borrowers and Finance Providers in the UK

Big news this week: the Bank of England has nudged the base interest rate down from 4.5% to 4.25%. It’s the latest in a series of cuts designed to give the UK economy a much-needed boost.

But what does this actually mean for everyday borrowers, businesses, and the finance providers behind the scenes? Let’s take a closer look.

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How UK Businesses Can Survive Global Tariffs in the Trump Trade Era

In the last week or so, U.S. President Donald Trump announced a series of tariffs impacting global trade, including a 10% tariff on all British exports to the United States. This move, part of a broader strategy aimed at “rebalancing” trade and reducing U.S. debt, has significant implications for UK businesses who are engaged in transatlantic trade. ​

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What Rising Public Borrowing Could Mean for Your Business Finance Strategy in 2025

The latest Spring Statement from the Labour government has left many business owners feeling uncertain about the future.

If you’ve been watching the news and thinking it’s the wrong time to invest or expand, you may be missing out on some of the best finance deals in years.

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How Tax Funding Can Help You Stay Ahead of HMRC Deadlines

It’s late at night, and you’re staring at a looming tax bill, wondering how you’ll meet the deadline without disrupting your cash flow. 

In this blog, we explore how tax funding can help you meet your deadlines and keep your business moving forward.

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New Year Cash Flow Problems? Here’s How to Access Emergency Finance

The new year should be a time of fresh starts and planning ahead, but for many business owners, it often begins with cash flow challenges. 

When reviewing the books in January, you might find that holiday pay, unpaid invoices, and slower seasonal sales have left you short of funds. Fortunately, there are many solutions available in the form of emergency business finance.

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What the Latest Base Rate Cuts Mean for UK Businesses

Are you navigating the ups and downs of borrowing costs, cash flow pressures, and shifting consumer spending?

The latest decision by the Bank of England to cut the base rate from 5% to 4.75% could mark a turning point for UK businesses.

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Bizcap’s International Deal – Deal of the Quarter

When Jones & Co, in partnership with Bizcap, were approached by an international paving importer seeking a unique financing solution, we were met with a complex set of challenges.

The company needed a loan facility to support working capital and expansion. Together, we crafted a unique solution to help the business grow, even in the face of complex and legal obstacles.

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What is the Best Way to Refinance My Business?

Refinancing involves replacing or restructuring your current loan with another to secure improved terms, such as lower interest rates and manageable repayment terms. It can be an effective strategy for businesses facing loan-related financial challenges to achieve stability and growth.

In this blog, we explore the business advantages of refinancing and how Jones & Co can help you regain financial stability.

Case Study

£1m Unsecured Facility Loan for High-End Toiletries Specialists

Jones & Co are finance partners to a leader in high-end toiletries and soap products. They use us because they know that, no matter their requirements, we can find finance solutions that deliver time and time again.

This means that we work closely with our clients, keeping their best interests in mind at all times – that’s exactly what we did here, rapidly securing the required funding for our client.

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5 Ways to Make the Most Out of Your Business Loan

Whether you want to expand your inventory, invest in cutting edge technology, or move your operation to a larger premises, all of these endeavours require significant funding, which for many businesses is not always available, especially for fledgling enterprises.

In this blog, we’ll explore the ins and outs of business loans, from the different business loan types available, and methods you can use to optimise funding.

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Which Property Finance Option is Best for Me?

Whether you’re a seasoned property investor or a prospective homebuyer, the complexity and jargon of property finance can often seem daunting. However, each financing solution has its purpose and benefits, helping you one step closer to your property aspirations. 

In this blog, we unravel the various property finance options available, guiding you through the advantages of residential mortgages, buy-to-let investments, commercial loans, bridging finance and development funding.

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What is Merchant Finance?

Is merchant card finance right for your business? Explore its benefits, including adaptable
repayments and funding tailored to your needs, with Jones & Co.

Whether you own a local high-street boutique or operate solely through e-commerce, merchant financing offers flexible terms and repayment options to suit your unique needs.

In this blog, our experts explore the benefits of merchant finance and how it differs from traditional funding options.

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Why Tax Funding Can be Beneficial to SMEs and Sole Traders

It’s not unusual for businesses to struggle during these times, either with the affordability of their tax bill or being able to continue to invest in their business with limited cash flow.

In this blog, our experts at Jones & Co delve into the various tax funding options that are available to SMEs and sole traders and the many business benefits.

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Hard Asset Finance vs Soft Asset Finance – What’s the Difference?

In this blog post, we’ll be exploring the key differences between two popular types of asset financing: hard asset finance and soft asset finance. So, whether you’re a seasoned entrepreneur or a startup owner exploring business finance solutions, buckle up as we navigate through the nuances of these two essential concepts.

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The Benefits of Merchant Funding: Fueling Business Growth

Merchant funding has become a valuable financial tool for businesses of all sizes, providing them with access to much-needed capital to support growth and expansion. Unlike traditional bank loans, merchant funding offers a range of benefits that make it an attractive option for business owners.

In this blog post, we’ll explore the 7 main benefits of merchant funding and how it can be used to help your business thrive.

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Debunking the Myths on Unsecured Business Finance

When it comes to financing your business, there’s no shortage of options available. However, unsecured business finance is often misunderstood and surrounded by myths that can deter entrepreneurs from exploring this valuable funding avenue.

In this blog post, we aim to debunk these myths and shed light on the reality of unsecured business finance.