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Business Refinancing

Multiple existing debts weighing you down? Do you have assets with untapped equity?

Business refinancing allows you to consolidate all of your existing debts into one manageable loan, or release equity out of existing assets.

We have strong working relationships with a wide variety of lenders.

This means that, whatever your requirements are, we’re able to connect you with the right lender at the right time for the right price. 

Everything we do is tailored to your organisational needs. It’s our job to find the perfect finance option for you.

How does business refinancing work?

At Jones & Co, we understand that many businesses can suddenly feel the weight of existing debt. Perhaps your business took out finance at a high rate when you needed it most, or some unexpected costs have arisen. Refinancing business debt can be a great solution in these circumstances. 

Debt refinancing allows you to secure a single debt at a lower rate. If you have multiple business debts with different payment schedules, debt consolidation allows you to group together your current business debts into one loan.

Alternatively, if you have assets with untapped equity, refinancing is a great way for you to access these funds, which can then be used for any purpose.

Book your No obligation, free open discussion meeting today!

Our process

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Have an initial discussion about your options with our specialists

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Request requisite information from you and your business

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We’ll create a bespoke solution for you

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We connect you with the right lender

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Secure funding for your business!

Our business refinancing services

Business debt refinancing

Consolidate your existing high-interest business debts into a single manageable facility. 

This is great for businesses who have had to take on multiple debts at a time when they most needed it, and are now looking to streamline their circumstances to make themselves financially leaner.

Hard asset refinancing

Unlocking value from hard assets such as cars, trucks, agricultural machines, yellow plant machinery, engineering equipment, etc. 

This is great for businesses who have significant amounts of equity locked up in their assets, and wish to gain access to it for any purpose.

Soft asset refinancing

Unlocking value from soft assets such as computers (hardware/software), office furniture, telecoms, electronics, audio-visual equipment, etc. 

This is great for businesses who have significant amounts of these types of assets, and wish to quickly access funds for any purpose.

The benefits of business refinancing

Cut down monthly payments

Perhaps the most obvious benefit, refinancing allows you to decrease your overall repayment value.

Protect your business

If you’re struggling to manage existing debts, then refinancing can make everything much simpler to manage.

Access untapped equity

Refinancing allows you to access capital, which may be tied up in your assets, and then use it as you wish.

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Business Refinancing

Our mission

Built on a long heritage of business finance, our traditional approach is centred around you, your business and your needs. 

No algorithms, no over-complicated process, no complex application forms, just our people, taking the time to get to know you and your business, before using our highly knowledgeable and creative underwriting techniques to connect you to the right funding at the right time.

Let’s talk

We’re here, speak to a friendly expert today

Alternatively, call us on:

01473 553 430

    How we can help

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    Frequently Asked Questions

    What is refinancing debt?

    Debt refinancing is the process of consolidating existing debt by taking out another debt with more favourable terms. You take out new debt, pay off old debts and now enjoy a more favourable rate and better terms. Lovely!