3. Over-borrowing or under-borrowing against assets
Getting the balance right matters. Over-borrowing can lead to unnecessary interest costs, while under-borrowing can restrict cash flow just when you need it most.
Experienced asset finance providers will assess not only the value of your assets but also your business’s working capital needs. At Jones & Co, we take time to understand your objectives before structuring an asset financing package that supports both day-to-day operations and long-term growth.
4. Ignoring flexibility and future needs
Some businesses choose fixed agreements that make it difficult to refinance or expand later. As markets change, flexibility becomes essential.
The best asset finance companies provide options for early settlement, refinancing, or adding more assets as your business grows. Our approach is built around partnership; we go beyond the transaction to ensure your finance evolves with you, not against you.
5. Neglecting the value of human advice
With so many digital lenders and comparison platforms available, it can be tempting to go it alone. But automated approvals rarely account for nuance or potential. Many businesses miss out on better terms simply because they don’t have someone advocating for them.
We take a traditional yet personal approach to business finance, combining technology with real human insight. Our team builds relationships that last, ensuring you secure the right funding, from the right lender, at the right time.
