Commercial property finance can unlock growth, whether you are buying premises, developing land, or investing in property as part of a wider portfolio. For business owners, understanding the options available is the first step in making confident and strategic decisions.

Birmingham is entering a new era of growth. With HS2 pushing forward and West Midlands transport expanding rapidly, the city is becoming one of the UK’s most connected business hubs. For entrepreneurs, established firms, and growing SMEs, this transformation creates new opportunities and new demands on business finance.

Commercial property development offers significant opportunities, from office refurbishments and retail conversions to large-scale industrial or mixed-use schemes. Yet the capital required is substantial, and securing the right finance can be the difference between a project that thrives and one that stalls.

Ever had a busy week of card sales, only to feel like the numbers don’t add up when it comes to the cash in the bank? You’re serving customers and turning over sales, but still hitting a wall when it comes to covering bills or upgrading equipment. 

For many business owners, the word refinancing raises alarm bells. It can feel like admitting your company is in trouble. However, the reality is very different.

Refinancing isn’t a last resort. Done right, it’s an effective way to take control and strengthen your company’s financial position.

Banks have become gatekeepers instead of growth partners. 

As funding pipelines dry up, alternative lending is stepping in to do what traditional finance won’t: actually support ambitious SMEs. It’s a massive, long-overdue rebalancing of power in the business finance world; a lifeline for UK businesses who need access to capital NOW.

Industrial take-up is up, equipment investments are rising, and manufacturers are expanding. But here’s the catch: growth costs money. That’s why more Manchester businesses are ditching the wait-and-save approach and turning to asset finance to move faster, smarter, and without risking their working capital.

Merchant finance has been gaining traction across the UK.  It’s flexible, fast, and surprisingly fair. This form of funding is quietly becoming a go-to for UK businesses, particularly those that take the bulk of their payments by card. But what exactly is merchant finance, and why are so many switched-on businesses turning to it?

Birmingham is entering a new era of regeneration, with the construction sector standing at the forefront. Fuelled by major developments such as the £3 billion Sports Quarter, the demand for flexible and accessible funding is growing rapidly and asset finance is emerging as a critical solution. At Jones & Co, we are supporting this surge by offering tailored alternative finance options that empower businesses to grow.